Privacy policy

Last updated: June 20, 2026

This policy describes how we collect, use, and protect information when you use our mortgage calculator and loan estimator website (the “Service”). We designed the Service so you can explore payment and amortization estimates without creating an account.

Data collection

Most calculator inputs run entirely in your web browser. We do not require you to enter your name, address, Social Security number, or bank details to use the tools.

No sensitive personal financial information is stored on our servers unless you voluntarily submit it—for example, through the contact form or similar fields where you explicitly choose to send us information. In that case, we use your submission only to respond or improve the Service, consistent with this policy.

Like many websites, our servers may automatically record basic technical data when you load a page, such as your IP address, browser type, approximate region, and timestamps. We use this information for security, troubleshooting, and aggregate statistics.

Cookies

We may use cookies or similar technologies (including local storage) to remember preferences such as theme (light or dark mode), to keep the site functional, and to save optional on-device features like calculation history where implemented. You can control cookies through your browser settings; disabling some cookies may limit certain conveniences.

Analytics

We may use privacy-conscious analytics to understand aggregate traffic—such as which pages are popular and how the Service performs. Analytics data is typically processed in a way that does not identify you personally. If we introduce new analytics providers, we will update this section to name them and describe what they collect.

Third-party services

The Service may load fonts or other assets from third-party networks (for example, a font CDN). Those providers may receive standard technical data (like your IP address) as part of delivering the asset. We do not sell your personal information to third parties.

If you follow links to external sites (including lenders or educational resources), their privacy practices apply—not this policy.

User privacy & security

We take reasonable measures to protect information we control. No method of transmission over the Internet is completely secure; use the Service at your own discretion. Calculator results are estimates for planning and education, not a substitute for professional advice.

Depending on where you live, you may have rights to access, correct, or delete personal data we hold about you (for example, contact form messages). Contact us using the information below to make a request.

Children

The Service is not directed at children under 13, and we do not knowingly collect personal information from children.

Changes

We may update this privacy policy from time to time. The “Last updated” date at the top will change when we do. Continued use of the Service after changes means you accept the revised policy.

Contact

For privacy-related questions or requests, please use our contact page or reach Varyense through the channels listed on varyense.com.