Terms & conditions

Last updated: June 20, 2026

These Terms & Conditions (“Terms”) govern your access to and use of this mortgage calculator and loan estimator website (the “Service”), operated in connection with Varyense. By using the Service, you agree to these Terms.

Website usage

You may use the Service for lawful, personal, or internal business planning purposes. You agree not to misuse the Service—including attempting to disrupt servers, scrape content in a way that harms performance, or use automated means to overload the site. We may suspend access if we reasonably believe misuse is occurring.

Accuracy disclaimer

The Service provides estimates only. Interest, taxes, insurance, escrow, fees, mortgage insurance, HOA costs, promotional rates, and lender-specific rules may differ from what you see here. Rates and programs change frequently. Always verify figures with a licensed lender, loan officer, or qualified professional before making financial decisions.

Limitation of liability

To the fullest extent permitted by applicable law, the Service is provided “as is” without warranties of any kind, express or implied. We are not liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, data, or goodwill, arising from your use of—or reliance on—the Service or any content on it.

In jurisdictions that do not allow certain limitations, our liability is limited to the maximum amount permitted by law.

Intellectual property

The layout, text, branding, and software that power the Service are protected by copyright and other intellectual property laws. You may not copy, modify, distribute, or create derivative works from the Service or its content without prior written permission, except for temporary copies your browser makes for normal viewing or as allowed by law.

Third-party links

The Service may reference or link to third-party websites for convenience. We do not control and are not responsible for third-party content, policies, or practices. Visiting external links is at your own risk.

Modifications to services and content

We may change, suspend, or discontinue any part of the Service—or update these Terms—at any time. Material changes to the Terms will be reflected by updating the “Last updated” date. Your continued use after changes constitutes acceptance of the revised Terms.

Governing law

These Terms are governed by the laws applicable to the operating entity, without regard to conflict-of-law rules. Courts in the appropriate jurisdiction may have exclusive venue for disputes, where permitted by law.

Contact

Questions about these Terms? Use our contact page or visit varyense.com.